Insuran­ce / Re-insuran­ce

Play­ing it safe whe­re risks are in­vol­ved.

LE­BUHN & PUCH­TA has re­now­ned spe­cia­lists in the law of com­mer­cial insuran­ce and re-insuran­ce, insuran­ce bro­ke­rage and insuran­ce su­per­vi­si­on.

We ad­vi­se our cli­ents in all are­as of com­mer­cial insuran­ce and re-insuran­ce, espe­cial­ly on the Scan­di­na­vi­an and Lon­don insuran­ce mar­kets, e.g. on pro­per­ty insuran­ce, lia­bi­li­ty insuran­ce, D&O insuran­ce and busi­ness in­ter­rup­ti­on insuran­ce. We ad­vi­se and as­sist our cli­ents in drawing up terms of insuran­ce. Our insuran­ce prac­ti­ce is known par­ti­cu­lar­ly for de­fen­ding claims bo­th in and out of court, and for as­ser­ting claims in com­plex, of­ten cross-bor­der, high-va­lue insuran­ce ca­ses (e.g. ma­ri­ne ca­su­al­ties, avia­ti­on ac­ci­dents, se­ri­al da­ma­ge, insu­red oc­cur­ren­ces co­ve­r­ed by fire and pro­ject insuran­ce, yacht hull da­ma­ge, busi­ness in­ter­rup­ti­ons, clo­sure of busi­nes­ses in con­nec­tion with the Co­Vid 19 pan­de­mic).

  • We have ac­ted for fire insu­rers in le­gal pro­cee­dings to de­fend claims ari­sing out of a ma­jor fire at a re­cy­cling plant.
  • We have ad­vi­sed cli­ents in con­nec­tion with bro­kers’ lia­bi­li­ty fol­lowing a de­ni­al of co­ver by the insu­rers.
  • We have pro­vi­ded com­pre­hen­si­ve ad­vice in re­la­ti­on to the es­tab­li­shing and li­cen­cing of a new Ger­man insuran­ce com­pa­ny.
  • We have ad­vi­sed a cli­ent in re­la­ti­on to the pro­vi­si­on of se­cu­ri­ty by hull insu­rers fol­lowing da­ma­ge to a port cra­ne.
  • We have ad­vi­sed the li­qui­da­tor in a ca­se in­vol­ving a claim un­der a D&O po­li­cy re­sul­ting from pay­ments ma­de af­ter the com­pa­ny had be­co­me un­ab­le to pay its debts.
  • We have ad­vi­sed insu­rers on the Lon­don mar­ket in con­nec­tion with co­verage claims un­der a non-ma­ri­ne builder’s risk insuran­ce po­li­cy.
  • We have ad­vi­sed Ger­man insu­rers re­gar­ding claims un­der a buil­der’ risk po­li­cy for a me­ga yacht.
  • We have ad­vi­sed insu­rers on the Lon­don-mar­ket as to the mortgagee’s rights un­der a Ger­man ma­ri­ne hull po­li­cy in cir­cum­s­tan­ces whe­re the insu­rers have de­nied co­ver to the ship­ow­ner.
  • We have ac­ted for the ves­sel ow­ners in a hull claim un­der suc­ces­si­ve Ger­man po­li­ci­es rai­sing is­su­es as to the scope of co­ver and ap­por­ti­onment of the claim un­der the po­li­ci­es.
  • We have re­pre­sen­ted yacht ow­ners in court pro­cee­dings in re­spect of their claim un­der their yacht hull po­li­cy rai­sing is­su­es of over-insuran­ce.
  • We have ac­ted for insu­rers on the Lon­don mar­ket in Ger­man con­ci­lia­ti­on pro­cee­dings re­gar­ding co­verage claims un­der a CAR po­li­cy in con­nec­tion with al­le­ged da­ma­ges to/​defects of coo­ling wa­ter pipes for a power plant.
  • We have ac­ted for the ju­di­cial ad­mi­nis­tra­tor of the ce­ding insu­rer in the nego­tia­ti­on and con­clu­si­on of com­mu­ta­ti­on agree­ments with a lar­ge num­ber of insu­rers and reinsu­rers fol­lowing the in­sol­ven­cy of the ce­ding insu­rer.
  • Pro­vi­ding com­pre­hen­si­ve ad­vice pro­vi­ded to re-insuran­ce com­pa­nies on co­ver for Co­vid 19 los­ses (espe­cial­ly re­sul­ting from busi­ness clo­sures), with re­gard to bo­th (Ger­man and Eng­lish) insuran­ce and re-insuran­ce law.